%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 25 0 R 27 0 R 29 0 R 31 0 R 33 0 R ] /Count 6 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 14 0 R >> /XObject << /I1 10 0 R /I2 11 0 R >> /ExtGState << /GS1 15 0 R /GS2 16 0 R >> >> /MediaBox [0.000 0.000 612.000 792.000] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 3.1.5 + CPDF) /CreationDate (D:20260920004048-07'00') /ModDate (D:20260920004048-07'00') /Title (View PDF) >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 12 0 R 17 0 R 19 0 R 21 0 R 23 0 R ] /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 2094 >> stream xXے6}W^&0$}mI7^TGD)Ԍ/Oih:)EuӍ>DEL& ZD2Z3M=V^giEH C9éDȟZoD$'n%>`wQ3w߭0KK$)%mğ>hB!H-8X3L^ ,G?@kثϾky|2u =$ .n~^.op23/Y *=4(3=ݰS`mqnuW!߹љt m-HQl䰕ŊO͐`ZңDz7^DzQ]QW8buWs!o>nk=1Bر)H饣fӻ_}(!"uCǦޖ{GEv@QА$^0!cUg˚HT!2u;ɫg1 MEJ_X(NTʵkˍ+隼s3qas-PGOI(i "RBy cx]GE&LcV`bxYō<)Sd8 Q bOD2i%1ߍ,**6^FhCȴ׎R=#VP!'݈>2Z"AŜ2֎R&-8,1uϐЮ$ YTz2M83ĀiaT/αi#Tze2@4#0l:dbtTɴ :{&FNLg%΂bNMrBRedMǴgǬ3dvV B(9Ս$cY=ƺ3G{=0t2Xx<G`2& h 4G?7 p,?64(e:Mh'+aǐ~$7ˎ3mCQ2:4$ict4O`:.Vo#9)/YK)# N#Et 1 jL'V=cZv3Ӽ)o{ft}[ T( ]9h ]; ]=z~p9̄)03Dr&Δ0y5$=̳*a e pjS4pf0'\Y=/LaO 7.j+13zO߬ 柸!+gsX,hhKT̰2@%zkg{~Oo:ovމyՔϜkB$i)#몭&ʺ+5֥u}8; zW6 ~A 8,-ii&nݺwmwnAZzOe>+\ܨ4$uͶ>jҫW9ۼ*״.ֻr쫵‹r¸):CMׄ7y6QᚥR)4\zN^b(حzTwMCp*q厽"xׁ 5qx՛T@H/GE o \%TGXE /\BG@?gbejSڝsjk_yy c\(OkyZn|TbjJr@j o5匌}83pHwgoG@҉3/3삛p LeU/Av?oF~Q?x{*"o{{+Op~ON@_Tzc{n8s۾QS_U|Z-A(/KהW|( O^u<:Bg8VVMˑAjr c.M@ mƻ=ԕ݉c GzdCE_lC`ɥڈ|(A[Gt2]L#fR봀_RpB endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 4285>> stream xy|Ek& ;!7 $ppSEQ^.xP(D"¡Q9 I d03:;=3BxzoWW?]U=nv.vjKLT nMgohA BVb) Tõ;LI SϙR_Rn &DkwzѤ.X =Ig5Amh;-Y:d30w+ &ֵa߄"BRljr[Lo.xb`?*ᵉ5;Xz:ηZk2r7˞ S0?{FSwyVp<3mnuJaQ1ljӝ Kk嶼aEvTQhd7W-P0iMTϱ >XxZZN^XԡSNq,);!A|Ask壗F&{ˀOtj~j>/N=ڡ9+"oeT#15-,5]\)Hm[ʼn1njFcUU,)_S[3pG) r˟u|h٠l׽*QO*m2 9'lgLsse2g%T+x-v,Č*dr`y~ȹ 椙lq&=̕dVQCEדzf*TIXvyix(ᄃ#ta3ML7(Ԯ̄Pv`#`I# ؙPWv8< F^sa:ٴZ9Lָn7;u/>'A!Ѱ°+b-a%%²Ѣ]*lD;:JX.$<*i ,d:dTA3w s3lY旮]&uuSZȈ E+h'>lrœ}_Ư,:{\ ̞3GsKqkgvϻp|͸,0}ԭV|ʻ]v$ uS$ac뫂[[{~r`< G-wp% ՄXy[I@%XZsO {,Wq콖÷( ,b,m/;DEVõ*x $ x=\7JTuZ{4ͷ}c+O-1_W~h@p4KZ%o@3֛@XVTe94ob#pc_g2kt1o.tX<ψZV'eM%ـ6` _RpH q3>7"7<6uP 5`w}]^`8*Gx˜7VʠY*72Y`o;LI"YTڕyv~{*bqqtEqwVJ-^nV#1?<.$GͿ.&'1y1Z<Em$ppx$`]pC«bHٟK=G%tR Uvep&x{;w##ԀE ,Uغs@̐8{)F%0pxc!݇#h"So-TR1ZݠAU.XK"eU3nf"},|3}裠,n40Sns:HSN$X&`elS`>;SV ~qf0Xp50 bE J[-IJC˲Ühlm+`ƍ.y 0_[5:hEML~G^ʢ\fDlzv_F`>Y򴯴46 ::`TzQjI2TOr'.~ۀiXL7WT]ZG`:?'02Fa&Nn=0Ʋf|I r.Y!0Kqo;1R&4-Wک-"_|S"Zπ9NV.à.œS~\U^cӭ? j5[ł\y=*~H&lZ рߕ$`pXCd|<c mr ,'m$xq8.?ڔY%lRC|C9G  v/_k/c3]W;0;dlu\ף.~gp6U"Xn_5+7oϥ'ݷk©76d\/5L,ٝ3/Pbl#rG煻O^5YF+Yl;OǦ}M]wj~)t|so9:)t1{5u0k L Zx{ w_Ϫ4g4}?fKEvWi+# siM30.,ixxYjVլf5YI&d0T-T FOźS@Ё$f%RX6}zfj/8cM^}NOK[3S/}7L gb-&盛#|n&P8>ijYպ!Zh~6y(W5CڀE:u]JYmQd~ ;mߵ'<4Mv)G9I[}C\*$sHj0Bl n~R ,!t00t*\5W࣢kZTT^w[6k F!2@D }C&#"H`|(0P4+n֞4 p3 `` VڇidW?#b#SqlUs=;/rW`!GIz7 ' 0i?wa(y2{`:OKE-` 2& k%|m-X1V(y2"$4oC[ўY3׿aw$RS@cEF\ )ۈE~Cף)0gpb`˜qs`u(S-㿩3Cw& M, !?#x2`"76G)f@{kM~|7OWB?+BL~װ  EjaW>o1'> ګ endstream endobj 11 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /SMask 10 0 R /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 3 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 7576>> stream x]leuks/g3,ΐt4*7ҌXRCʈmC>>&-ˠ4ҌȊd,7Ա<$Chї5W9^9Bsu>}Y{>OX`vG8t%Ωˤ[1MsjqIWCGӨQ/2LC1O5VBqf?H7jXnx6h~0)n؆B';L `8 Iǟj<݈An1CmɐB ra9 ^@ oс t@[sJrU` в!/ W!(((A Pqai>f 8YA`7A !PU5 f/0se9Q~u'AA 5XDB&H `u!OKTl?[[=>{1$$g@ @ȉ6!^Ԅ R 9ũMlMa)QLBOPCM b")H͘[dGk9=+* JPS)>!0Ŧ|6߆N C<15 xW4@E^Qg_ 3qPY:7Z3  ~.f1 @"*>c<W7\?v%*'.=3r˘!(=>1 AE'H*+_ñw i@`{)TR)Pg{?G\InO@ee8S1)Ƽ- HlWGI=~Ч9963$ &xbgzATob~XiP~qJXXK J\w2']Tj4H/nqHGjd+44A*`LB8_P18# P1z{ҷc^-MS#b.` bC0 80>o7uG0koxg"HQQkng_Geev\Zی2=N~E^oWx.CV^=3'{3~_mϿwRc \k[˭;n'#d&`ƵDV\ۗjY=DL1)?`TM4;DB\sTBY=+n_~fT_M5&ї!o&C,t$O 4_ LtD E'>/LyRG#D 2Ix7'֜{PǾc<׍R h4-6cHfo --BF9{S!axi3f!_)Q~\_,+E˷v[L n9x\. Q8T/) 癙K@nl8n"^hE_|\4ez4vnKqےD!vN2] ;R(`hgRc~9c)ǐ v~h %`AB&z,jb^Ă`/: $}M ˡANϑVN,uEZtJٹn2TH7_'srMV ^dגݾY6zrbe*Gݧb XJOj%9ҧ/J:7E1]1A>3O9>=>75,ׅj@S =(Zǃ$6v>-0ijٕO/ճܼa>'궘o8%{fC?AxetŵdWKs.0{wDK8T%Ot5' \.L xwx9.Fsʘ ŽHilakqAڽu}!oLAjA1 Ytdb3qcyyxh薢!.b&|G hm󫷹7jL{-tURʰxNbi,i9M˷ |80"eiW5Uo8 #лGPS5SC654fHhr4US1DbA`F;a}//Ӫma@5~C; ,m"(>ŝHrViX_IC.3;Ǚ@xs}tzi]( |{cczjQ$7 hṳE +GxHĴr}|% m^) ,LU.K#µ^:Yl-Yz-Gٗd3Ǚ5|{PNG82ÅRUMxGuH;8C,Ѥ9jcc&Wc_릝cOe-T/Gx$XA`"l zvVɦw)OPf`}Fm1߯vckƞnI s,JL$hJD$' d1 $R\[}X'\d_Aن5 6Ez'yL9K/7o㘬Uk12h@$1s"J9ƙL2 4(MMyw3=OgKDc9cAxl F'=Q㉧=sH{uSkh\8a'vu.H1;@oK9Kw avѴ,E‚ zA@iyߢG2V?oW+iU59^U:dE3lI4A*%ɌIN2IngK"hL.o/^ޓZہ6⥑%Y5C+|e}:" BiE|LUw̙ xD-&ςXk^a3L[iʕ-?:"ΒVuvF2#;Vyf9Y/;έ8JTw8Ǵ`ޱ"zE/Y~lz`;m\Ǔ5쿖uŖUe X7X9YvG\f&Zm@ :}++;CYQ/0ћM|ʑ?|c>1-NYŨ[#8[ی,~wU*; [4phtS>®ٞm/*ѥ鴥_Ԭi?39J9ʺ9;<NbCqzck*o,yRHiƫRN I,ڔ]v򁥇MO޻k+4H$@$ģB`xAذ9?8i:r3$l1beMJ˼ 錻yF튙C݋`V-W9wfkq[>N,la#sPV=}02 "qF/-ϣ?{$\| 3ak<;xR1,&` < ( ,6Yq<(Q#FXS؍*l 'TwX=IWxK= e*)Y4**M*Wf׵2|+ȳt8pL,Y익^݈!fZ+Vd/Nv*rxyc̡diHCyTٰm s]nef8r4Hqwڹ 3:SJ.q fj`=  LѢÇU؞YDl7eT(3)RBտmM͠Nz5/(U*]ⱝ+|U guZJ[f5Oe*Ezh|\{+IT@ۗ8 (+{y8Nb+ࣀ"XhKLbgE7M8iFѬA)ztHϷ܊k5/ a}MS jd} vо,$+]\R~yH K:P z#0,|3 /5p8C wۍm21eG׸Yjj;:J8)Z#P̌< B+zԮy ɔ4!*Z\坲eBe$!!ϯ@Ώnqˣ֑Q1trFG&b6g0iV"CSdvE`kJYc1[U1W/AJT#R“11p1FXsT( RdAe`}9Z! zm ǼbrPyz ہ e9pEy>dy!!EsK )+$E>\~š 4ګM~'Hjye!v֘ɬif XY8` qsݦ#gJV.Hǻ.0;f(A& Z<91fqgo2k N%Z=cvq xbjޝ;.pyHGcX%&.*Mi?CNxR*I@_OM2* E9_V?_IòG6ER@-H? endstream endobj 12 0 obj << /Type /Annot /Subtype /Link /F 4 /A 13 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 646.6843 82.0157 694.6843 ] >> endobj 13 0 obj << /Type /Action /S /URI /URI (/print/pdf/node/28021) >> endobj 14 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 15 0 obj << /Type /ExtGState /BM /Normal /CA 1 >> endobj 16 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 17 0 obj << /Type /Annot /Subtype /Link /F 4 /A 18 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 637.8115 144.6677 649.6915 ] >> endobj 18 0 obj << /Type /Action /S /URI /URI (/insights/auto-physical-damage-0) >> endobj 19 0 obj << /Type /Annot /Subtype /Link /F 4 /A 20 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 534.9763 135.3317 546.8563 ] >> endobj 20 0 obj << /Type /Action /S /URI /URI (/node/13466) >> endobj 21 0 obj << /Type /Annot /Subtype /Link /F 4 /A 22 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 498.3391 143.5277 516.1591 ] >> endobj 22 0 obj << /Type /Action /S /URI /URI (/ryan-mandell) >> endobj 23 0 obj << /Type /Annot /Subtype /Link /F 4 /A 24 0 R /Border [0 0 0] /H /I /Rect [ 41.5157 380.3759 104.5157 392.2559 ] >> endobj 24 0 obj << /Type /Action /S /URI /URI (/mitchell-collision-podcast) >> endobj 25 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 26 0 R >> endobj 26 0 obj << /Filter /FlateDecode /Length 2136 >> stream xXˎܶ+ju}/m1<@  H,[bF#Ssd[6Lk$>NŨe._.7ϳ(< FStGna{il%hl?eO@z|R)Ol&0˜N`t/am5_-S667vNu xR^9dC7p /ճ*8K n)y4[ghjM$,/(* ų$ `S `5 x>[-Sì0Bd U.-mr$U IP)9%i0?%$=ΟL8dcR zŜQ!Lr|@o輶NEtybs:4uSqiCU>Ƕٱ)8QVa$_0R . eީs:$̃e/e"̩CuK hFwvK D.(Ncc^]uõ1MBWB!Nvv p`$|\aaܾD\Q  Y)N푌>LzSUFVL|o( {%9m(l]Lh'QЌpO5HꉡHo&*q~[1ͽ(K "!p =D;?%N endstream endobj 27 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 28 0 R >> endobj 28 0 obj << /Filter /FlateDecode /Length 2408 >> stream xXˮ6+1 IL[M+gdߝSE_b` qUqԩ*de_wxup?|+q^*o$ +^rO{or2OV^Ԫut«EEU7g*Lk݉BiP^쀿O3akqǙv UӜD8Z3&zF6/优':iq..~i{AVL+<5e-~ P!NďW{R` XtF +;82P܀ݩ̯ՋF%7Nuη)@\n<Mc+8 Yv"τu"_VV9ۊE{=5ݳ0iN`Mkdj2)|8Ni!9[rX+DpV 6D|խ9!\TK^Z/lESVئ>9>3*yj"{Йpb,䙬 Z z]S[-RPU@1) ެ19hﻡ ËeNJsSMYp*餽d8( IuPO pc'w_v F.)MU.|E9xh-=H ['"gL|?B/Bs;9]8 ' {I/wwq+&" t‚5q:ASTu;R|Q pŷDb*&ўKs^ zM;2Sfuԣ:A1Ps"fG >k*``S[Rl$A@9bA] |нةy|Z:UG#|G!wDQ(ᩴZl7rM7zp'QRr#<ۃ4T(i%,("Ekb f!wCmR]5"c9SpI',]pXjֱ3ؤN *D0X^7#+ޑxP1{g8 8qG r%"p:}1" -Ď+8KX,1M Ku*OsƖ_Y);.rְf8|QXtYVQD Mِ/:O% 7䔶KƜXWqcxF|vx9;©NabRp5JrXrdOn 㦣ԳaDB;4Z7=}Q)+wUlprwY"K%tZʔ:F !t$=.J8rKc˜vlq }TcvڍϯwNZU>vwR0q)Fe(n4s՘8߁yHE-7J|N-??t̓gaZSTgWfh֟i:h fx@@Jcɂ T$G?3O%BAm1HR9<9NdXAg6PcM_4BigD+JYx&| mrHnY %i ,ĔRS +3jG/#$ LZ `f+W1.(J%dogżXj)&/0*_9fpzbIhlFFr rUzP&5T$P*8L3/ObiO4^q|$]AsY~\nw/|R"('&]ˑMNa5V݉ 4Cӌ{(HdUTVd+9O8q3$5>G^USW8)P7N#[[2n n(#ABh3'Aug{Xx 64 IѬ(dSkI14Fh^ (a :_uQ;ψ<<\#A4\+z7(ёhݞFzKaPo%RR$H|-}?bdY|Agk8uɏ8 'v#ujT;u*eE1yr֝^@G//uWh*p[)d]P P}F1t];XO5kyKz?kK8Av<]er`]Mԑ 8|cQD'> endobj 30 0 obj << /Filter /FlateDecode /Length 2349 >> stream xXˮ+zc:|`<$1`_d0̢EΥLwʚf~7I^.#d# b?NU:UW̲L?=>? nMdGͣ(2˷b k"/d&OBwՊwuY9ro>6#//.I˴ؖ8pM!ey _'<=DU|xsDm`Q5E +'u޽ao,`di#O BXJ+q%^s*bGtϧ߻=1,Ƀ?$32Hǐa]n}@:hLg' QS],S{:J^s؊LnJ7K2b"]lkY8o]\]`ĂOD;re㳱 EAk/ΐ=r.h\vx눫'@>WRU]bjDzuNqm7r帎SNAXt} rn56tӝ2PHSa^Cpdlr8kf"&ˡk(ќBŧ`o_qlR| %`/ONCr,mE1_GNtл}oU RSjPd5U|D*0OhSÎXSqk~s#H Y gt|-UhӂZÔBhEj9tSCuQHijjzy)V]C b 8Zb 2RY@fQJBs v"у(,2rPzS%Z4ਡh/ HtOf$(P!$T*wH 4R+~-k3f/w/yzV1a]txdX$^KO8謋@`͐ P]v.{GXa Bm2lJu:ellH Y.lH(b\߿t'`Y u~C'D`GI!IXM\~'dtu˨pSw26C>$AEY8MҶ2? v,a)茎QC IA֍Z#iXrΚqb@/BI8R~{M.zD1TTИN( e_՘h_L"縥..&+ Nc t3Йih#+p{Y㥿(L (hi4F╩58h#.[˜/_jj})m$sh=;0&Rm4 bc4 yMwZݡp)nmKexo":WAJ.+ %jPOo#ctdw26,ٱ1ni'1$1ɹwıQ덦}CLRy tU=9Wy]{ ~Գuz瀲r Ajb_pt\~E 21䰖 ÛcDCijr}~!4VM1\QoM\B!wz gd'97YcT@W _W1 @o&͟o(e΍TC:5-y`F$B$PcOBZQg?{vjn :} endstream endobj 31 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 32 0 R >> endobj 32 0 obj << /Filter /FlateDecode /Length 2355 >> stream xX˲W`3u*CLI|]IʾWDB|IBHifԜnuЏsNwM&,Ws? ?.Yd{C'Qe/jFZ]]ܳƙVT=^Q]NzQ)2l' Q٦1n~ eWr4jQ1}%0lVx7"$d/NtNF'}0U^x@;r6eZVu'L=?4E__?P":Qs),".Z9)Խ9!V⠫gZDc޴HM\obHjufH Bt}R]/mYb`M7 X[dkH7k8c|oq6sJI Xzz<jku^)o͓XB5YYϠfp\5;Gg+a 0S]LfBߙ#{D)ZNT13zr?*-XL1)`nϛ|.B+|fXU)L. r{_.5PM)̆  ;GA7seg/𷶁I:=Қ2.[bB7>ۚ@GL8KnT5]`$C7_urfqLCv*yL*mM>HEYerxַfPls l3аV1u,/jeH.UuZu%"!"a6ѭװݧbcy+n}03Σk'ju啦š`Аs\''W1diH2K_vܐřDANy(toWP .wZʮe)ɹu7%יk8xc0ln-sIuq8^1yyBŲFɡu/ad 7Hi 93/|ȋ\ɍo]@.Gd;޶su`&G#/1Cj,6>n-T.3:~R77!N"8.1V齵{ O}ƨ~y?6+w+c׆ endstream endobj 33 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 35 0 R 37 0 R 39 0 R ] /Contents 34 0 R >> endobj 34 0 obj << /Filter /FlateDecode /Length 2029 >> stream xXߏ6~߿bX0DJԽ^/- E٦mueɕu|_7$%)̈f!HDQDvws4 ))W7(ɔ2 W$cÖ׿T5= ~b՜z{an$D' F9dl{Mq!oҪiSnuG+,dMc;Zzgsu@vojՅΐɾ_=֟:m Y(͖«`wT_GݱX[;Or oGPŮ(뮇;:ې6d{&DmU- Ls) œc\`|)=HJ ʢ= ~j`c7KuKS-wIx W.0o-ϿζUAK};f8#4ѩ-jX}m·Ejw9 *tlmٻL<[۝**g&L)V0\x@/։ҥ`6 ډC>|0˷fo nfaq&t}{ܑO?/TV 8Z 8N֮K|hp,uRW~ω 3 nu̹k by-L[֏KU&y=sl!0qd,x ~..hB {ݶ%n_ɩ2 de\O.]JXu.0 Z X/O&|ĵBЈdM@J88)4L#'JX ~˓c:D9?׼ bIMc9`&"Ux{I@D^eD6ۗRu2ǺL$fz&LغDj >21@ayU`)DNR҉q` %PºBL*wb8Ou֡))d&96EFŽ5(G*d6 fI`FT6ةFFI> 5x%I咅5˚68lL6FYg95,`T7,˪q$>1X6*yh`3#kr,g15mNH'F?\ʥk0sIfnts9ӳr3 HiLN~>M fMnr ")t:HEEdMG(2z M;> endobj 36 0 obj << /Type /Action /S /URI /URI (http://www.mitchell.com/insights/auto-physical-damage/podcast/episode-10-collision-claim-trends-and-what-expect-2024) >> endobj 37 0 obj << /Type /Annot /Subtype /Link /F 4 /A 38 0 R /Border [0 0 0] /H /I /Rect [ 106.8317 372.2035 169.8317 384.0835 ] >> endobj 38 0 obj << /Type /Action /S /URI /URI (/mitchell-collision-podcast) >> endobj 39 0 obj << /Type /Annot /Subtype /Link /F 4 /A 40 0 R /Border [0 0 0] /H /I /Rect [ 184.4717 372.2035 229.1477 384.0835 ] >> endobj 40 0 obj << /Type /Action /S /URI /URI (/insights/podcast/auto-physical-damage/episode-12-balancing-act-managing-rising-costs-without) >> endobj xref 0 41 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000410 00000 n 0000000447 00000 n 0000000624 00000 n 0000000774 00000 n 0000002941 00000 n 0000003050 00000 n 0000003158 00000 n 0000007688 00000 n 0000015522 00000 n 0000015653 00000 n 0000015726 00000 n 0000015836 00000 n 0000015893 00000 n 0000015950 00000 n 0000016082 00000 n 0000016166 00000 n 0000016298 00000 n 0000016361 00000 n 0000016493 00000 n 0000016558 00000 n 0000016690 00000 n 0000016793 00000 n 0000016898 00000 n 0000019108 00000 n 0000019213 00000 n 0000021695 00000 n 0000021800 00000 n 0000024223 00000 n 0000024328 00000 n 0000026757 00000 n 0000026895 00000 n 0000028998 00000 n 0000029129 00000 n 0000029297 00000 n 0000029430 00000 n 0000029533 00000 n 0000029666 00000 n trailer << /Size 41 /Root 1 0 R /Info 5 0 R /ID[<4e45f3dc10287e71ff28a92b8129d7ac><4e45f3dc10287e71ff28a92b8129d7ac>] >> startxref 29835 %%EOF